Pennsylvania Auto Insurance

There are several manadatory norms for auto insurance in pennsylvania. If you are aware or mandatory and optional requirements for the PA auto insurance, you save lot of money by taking small precautions. These simple tips can help you in lowering your Pennsylvania car insurance premiums. PA auto insurance requires you to mandatorily have a medical cover of limit minimum $5000. PA is a no-fault state, which means that you need to have a no-fault cover which covers your medical bills, bodily injury as well as property damage regardless of who is at fault. Bodily injury cover requires you to take minimum cover of $150,000 that covers you against any medical claims levied on you due to injury to others in an accident. The maximum limit for the same is $30,000 per accident. Property damage liability asks you to buy atleast $5000 minimum cover with a single maximum limit of $35,000. There are other optional covers like full tort and limited tort cover. Limited tort offers savings on your premium which enables you to cover all out of pocket expenses in an accident. Howeover, it does not cover claims due to pain and suffering unless the injury is serious and defined in your PA auto insurance cover. Full tort enables you to bring suit to negligent party in case of an accident.

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